Off Topic

A lot of companies are feeling the effect of the degrading economy and the resultant credit crunch, because of this utility companies are giving people less chance to pay bills before sending threatening letters, as a special help to people who have financial difficulties an extra administration fee is often added if you miss a payment, so not only do you need to pay the bill you need to pay the £10 or more admin fee from the utility company, you also need to pay the £35 the bank charges you for failed payment, banks have a service where they guarantee perpetual fees by ensuring the charges are sufficient to exceed any income you may receive thus ensuring a steady income stream, perhaps they will use the interest gained from your money to pay back the charges when extortionate fees are outlawed.

I will list here any companies that will give you extra chance to pay if you miss a month without threats and any additional fees in the early stages.

I would first start off by saying avoid British Gas, to even suggest a bit of extra time to make a missed payment will be frowned upon, you can ring their helpline but do not dare to expect any help unless you can make a payment there and then.

As a contrast EON will not hesitate to give you an extra month to pay if you ask nicely.